Health Insurance
Hand’s down, the biggest regret for people who suddenly find themselves stuck in the public health system, is not getting health insurance sooner. The longer we leave it the more exclusions we get, meaning the less opportunities for cover. At its core, health insurance simply means avoiding New Zealand's sub-par public health system. This means faster treatment, improved quality of life and a higher likelihood of survival as we can load up on non-Pharmac drugs.
What You Should Know About Health Insurance
It's heart wrenching to have to turn away potential clients when they come seeking health coverage only after a medical event happens. I'm not saying it's impossible to get insurance with a pre-existing illness, but the chances you'll get that coverage drops dramatically.
It's a shield that hopefully you'll never have to use, but if and when that time does come, by golly you'll be thanking the stars you have it.
Statistically people use over 400% of its value during the coverage lifetime.
As health insurance is used for minor illnesses and major you benefit both sides; surgeries, hospital treatment, medication, specialist appointments, chemotherapy, CT scans, X-rays, ultrasounds, the list goes on and on.
You will get fast tracked, top of the line treatment in a private hospital (some are like 5 star hotels) with more care, and with a far more personalised touch. There is no rush or pressure to kick you out like there is in a public hospital, the specialist doctors have more time to be thorough, and I personally feel like there is a better more informed duty of care.
Time and time again we see people setting up GoFundMe pages for family that fall sick and can’t afford the medication they need to either beat their cancer or have the opportunity to live longer with drugs that aren’t available through Pharmac here in New Zealand. Good health insurance solves this.
Health Insurance
Your needs come first, I will assess what it is you want and we will work together to achieve it.
How the claim process works for Health Insurance
I will manage the claim personally for you from start to finish and give you guidance of how we can make the process streamline, successful and stress free.
